BANKING

FINANCE, INVESTMENT, AND FINTECH
Building Banking and Investment Platform for the Underbanked

Kingdom Investment
Banking Corporation

Banking Platform for Development Investment

Welcome to the future of banking – a transformative system designed to revolutionize and empower national financial systems in developing countries, both in Africa and worldwide. Our business plan outlines a visionary approach that integrates cutting-edge technologies, strategic partnerships, and comprehensive financial infrastructure to drive economic development and empower individuals, businesses, and communities at every level of the society.

By seamlessly integrating central bank digital currencies, co-investing in development banks’ projects, connecting with international transaction systems, leveraging existing banking infrastructure, embracing blockchain technology and decentralized finance solutions, and fostering inclusive financial solutions, the system aims to enhance financial access and promote regional development. Together with strategic partnerships and a comprehensive range of services, this banking system has the potential to revolutionize the way financial services are currently being delivered, providing a solid foundation for sustainable economic growth in developing countries.

Business Activites

At the core of this future banking system lies the integration of major central bank digital currencies (CBDCs), including but not limited to e-CNY and e-EURO. With these digital currencies, our banking system aims to build a robust reserve and liquidity pool for the purposes of ensuring stability and enhancing financial security. This integration enables seamless interoperability between traditional banking systems and the digital currency landscape, fostering greater financial inclusion and accessibility.

Seamless connectivity with major international transaction and remittance systems, such as SWIFT and CIPS, is a key component of the proposed banking system. This integration allows for efficient cross-border transactions, facilitating global trade and enhancing economic collaboration. By leveraging existing infrastructure, the system aims to reduce transaction costs, improve transaction speed, and strengthen the overall efficiency of international financial operations.

Recognizing the importance of existing banking infrastructure, our future banking system aims to integrate seamlessly with local banking systems. This integration allows for efficient remittance services, asset management, and access to foreign exchange and retail financial markets. By leveraging the strengths of established financial institutions, the system can effectively bridge the gap between traditional and digital banking, catering to a wide range of customer needs.

The proposed banking system is designed to be compatible with multiple blockchain infrastructures, allowing for enhanced security, transparency, and efficiency in financial transactions. Moreover, the system aims to comply with regulatory frameworks and laws of different jurisdictions worldwide. By ensuring adherence to legal and regulatory requirements, the system can operate within a stable and well-defined financial landscape.

To bridge the gap between local production and global trade, our future banking system will connect with local and global commodity, option, and token exchanges. These integrations aim to enhance market liquidity, facilitate price discovery, and enable efficient trading of commodities. By fostering strong connections between local producers and the global market, the system can contribute to the economic growth and prosperity of the developing regions.

KIBC Banking Partners

Kingdom Investment Corporation Limited works tightly with senior bank officers in major banks in Hong Kong and Europe, such as HSBC Bank in Hong Kong, Deutsche Bank in Frankfurt, and ABN AMRO Bank in Amsterdam, to facilitate transactions for trade finance and securitization needs. With these connections, we are able to provide financial support to projects through instrument monetization, securitization, or creating tailored credit facilities, such as debt financing, issuance of SBLC and BG, etc.

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Key Subsidiaries & Ventures

Kingdom Namasta Venture Capital Limited

KICL Group Treasury and Asset Management

Kingdom Namasta Venture Capital Limited (KNVCL) is KICL’s treasury company that manages KICL’s investment assets with its expertise in high-level banking and finance. The company builds and deploys financial structures that have been specifically tailored for managing KICL’s investment portfolio.

KNVCL raises requisite funding for various projects through private placement investment programs. The program governs the establishment and facilitates the appropriation of a transaction procedure that ensures successful project funding execution. Additionally, the company also collaborates with trading conglomerates that have the ability, knowledge, and affiliations with provider banks and commitment holders to place excellent and valuable assets under management to create requisite funding for various projects. In essence, the team members of KNVCL synergize their expertise and knowledge to further enhance assets of individuals, corporations, trusts, foundations, associations, and governments.

IFC Finance Capital Limited

Trade Finance Platform

IFC Capital Finance Limited, a subsidiary of Kingdom Investment Corporation Limited, has launched a trade finance platform, named IFC, with the support of various funders, including family offices, funds, and banks. Leveraging on advanced technologies and partnerships, the company digitalized trade finance solutions and created this innovative online FinTech platform which offers tailor-made trade finance solutions to the unbanked/underbanked corporate clients, such as SMEs; and provides supply chain financing and investment opportunities to institutional investors, commercial banks, and other financial institutions.

Through its proprietary risk assessment model and strategic partnerships, IFC is able to process applications quickly and disperse funds within one business day. Combined with its competent management team and self-developed credit model, IFC acts as a reliable funding source for the unbanked/underbanked, supporting them by optimizing their cash flow through efficient and effective financing. In addition, IFC actively establishes exclusive partnerships with leading trade service providers and organizations to further enhance its capabilities in the trade finance industry.

By working with partners and investors, IFC is able to provide the following bank instruments to facilitate trade finance: letter of credit (back-to-back, usance, and/or at-sight), standby letter of credit, bank guarantee, performance guarantee, advance payment guarantee, blocked fund instruments, and bank drafts. Furthermore, to facilitate the engagement process, we are able to provide the following documents from major banks (top 25 banks), including Deutsche Bank AG (Frankfurt), HSBC UK PLC (London), Barclays Bank UK PLC (London), Citibank (New York), JP Morgan Chase (New York), and UBS (Switzerland): pre-advice message, bank comfort letter, proof of fund, ready willing and able (RWA) letter.

Kingdom Private Fund

Financial Structuring and Private Placement Investments

The core mission of Kingdom Private Fund is to identify and invest in valuable opportunities that align with the strategic goals of the KICL Group. The fund’s aims are to generate targeted investment returns; and to establish partnerships with key players in strategically significant industries for potential co-investment opportunities.

The fund’s primary focus will be on selected industries and sectors globally, where significant positive impact on society and strong growth potential converge. Examples include renewable energy, energy management systems, artificial intelligence applications across various industries, agricultural technology, water resources infrastructure, fintech, telecom infrastructure, ports, airports, toll roads, railway networks, healthcare innovation, and healthcare systems. To strike a good balance between short-term liquidity needs and long-term capital appreciation objectives, the fund adopts a dynamic investment approach across diverse asset classes, each with different investment horizons and risk profiles.

In addition, the fund employs a robust and prudent risk management system, ensuring that all investments undergo thorough evaluation by our investment team, investment committee, and experienced independent investment managers. This comprehensive approach allows us to identify the best investment opportunities in the market while continuously monitoring and managing risks in a sustainable manner.

Jiyuan Financial Services (Hong Kong) Co. Ltd.

Property Asset Management and Fund Management

Jiyuan Financial Services (Hong Kong) Co., Ltd. is a Hong Kong-based fund and asset management company. The company works with Kingdom Investment Corporation Limited to support KICL’s property fund management in Hong Kong. Jiyuan Financial Services currently holds Type 1 (Dealing in Securities), Type 4 (Advising on Securities), and Type 9 (Asset Management) licenses issued by the Securities and Futures Commission of Hong Kong.

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SZC Holdings Limited

Decentralized Development Bank on Blockchain

SZC Holdings Limited is a Hong Kong-based social enterprise that develops financial and impact program digital solutions for development projects in different parts of the world, including Hong Kong, Mainland China, Brazil, Myanmar, Singapore, and Papua New Guinea.

Kingdom Investment Corporation Limited and SZC Holdings Limited formed an equity partnership to research and develop decentralized development banking technology solutions to empower ODT Investment Program in Africa and other developing contexts. The development banking solution is a blockchain-based digital platform that provides decentralized identification applications to the vulnerable communities from different regions, including refugee camps and regions with conflicts; and leverages tokeneconomics and decentralized tools to provide financial services to the underbanked.

With SZC Holdings Limited’s expertise in development and urbanization, it will also serve Kingdom Investment Corporation Limited as the management office for ODT program implementation. SZC Holdings and Kingdom Investment Corporation Limited are exploring potential merger & acquisition between the two companies to further amplify synergies.

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